How Long Does it Take to Close?

How long does it take to close on a home? Well, there are a few different variables to take into account. Let’s go over how long you can expect the closing process on a home to take depending on your situation, in this video, “How Long Does it Take to Close?”:

How Long Does it Take to Close on a Home?

When you’re closing on a home, the time it can take to close varies on different factors. For example, if you’re paying for a home with cash, then you can close on a home within 1-2 weeks. If you are getting a conventional loan to pay for your home, then this type of loan usually takes 30 days. Whereas an FHA loan can take between 30 – 45 days to close on a home. A VA loan also can take 30 – 45 days to close on. 

In some cases you may need a USDA loan (which is usually reserved for rural areas), and these types of loans typically take 45 days to close. Of course, keep in mind that you can have a longer closing period added to the contract if you need more time, as long as the seller and the buyer agree to this. Talk to your real estate agent if you think you’ll need a longer closing period.

While these are the typical time frames for each type of loan, your lender can give you more information on the timeframe it will take to close. So work closely with your lender on this. 

Have More Questions about Buying A Home?

As you probably already know there is a lot to the homebuying process. If you have more questions about buying or building a house, don’t worry! We have a list of common questions that homebuyers have HERE

If you don’t see your question on this list, then please reach out! I would love to answer all of your buying questions. 

Want more information? Download my Homebuyers Guide: Homebuyers Guide

If you’re a first time home buyer, download this Buyers Guide: First Time Homebuyers Guide 

Need More Information on Buying a House in Birmingham, AL?

I’m here to help if you have more questions about the homebuying process! Make the homebuying process easier on yourself by having an expert real estate agent guide you through the process. If you’re looking to buy or build a home in the Greater Birmingham, Alabama area, let me help you. If you’re new to the Birmingham area or looking to relocate to Birmingham, Alabama, please feel reach out to Dianna Howell with The Howell Group: 205-568-5435 or 

For information on Pelham, Alabama or Birmingham in general, contact real estate agent Dianna Howell, a top buyers agent in the Birmingham, Alabama area. 

Visit our website for more information on the Birmingham area: 

🔑🏡 Want to learn more about the buying process? Then read this article for 6️⃣ easy tips: Six tips to Buying a Home 

📕 Read more about the Birmingham area in this post: Relocating to Birmingham, Alabama

I have plenty of resources and information to provide including my expert help. Call me today and let’s get started on the search for your new home, whether you want to buy or build! 


Dianna Howell

The Howell Group of Keller Williams in the Birmingham Alabama area

Top Birmingham Real Estate Agent