Why Should You Get Pre-Approved?

Should you get pre-approved before you start looking for a home? Definitely! Let’s find out some good reasons why you should get pre-approved for a mortgage before you start home shopping in this video, “Why Should You Get Pre-Approved?”

Benefits of Getting Pre-Approved

There are many benefits to getting pre-approved before looking for a home.​​ If you’re going through the homebuying process, there are a lot of different loans out there that you may qualify for! So talk to a loan officer and find out your options before you start searching for a home. 

Find out what your budget is, how much you’re comfortable spending every month on a monthly mortgage plus your utilities (and other homeowners expenses like we covered in the previous post, “What Expenses Are You Going to Have When Buying a House?

Plus, once you talk to your lender and you know exactly how much you can afford to pay as your monthly mortgage, your lender will tell you the value of the home that you need to look for. For instance, if you’re looking for a $200K home, you don’t need to see homes that are priced higher than this as those homes will be outside of your budget. 

Afterall, you do not want to fall in love with a home only to find out that you can’t afford it! So get pre-approved before you start your home search and look for homes that are within your budget.

More Common Questions about Buying A Home

As you probably already know there is a lot to the homebuying process. If you have more questions about buying or building a house, don’t worry! We have a list of common questions that homebuyers have HERE

If you don’t see your question on this list, then please reach out! I would love to answer all of your buying questions. 

Want more information? Download my Homebuyers Guide: Homebuyers Guide

If you’re a first time home buyer, download this Buyers Guide: First Time Homebuyers Guide 

Want to Know More About Buying a House in Birmingham, AL?

Now you know you should be pre-approved before you start looking for a home! But what else is there to know? If you are going through the process of buying a home, then you may have more questions! Looking to buy or build a home in the Greater Birmingham, Alabama area? Great! Contact me and let me help you. If you’re new to the Birmingham area or looking to relocate to Birmingham, Alabama, please feel reach out to Dianna Howell with The Howell Group: 205-568-5435 or dianna.howell@kw.com 

For information on Pelham, Alabama or Birmingham in general, contact real estate agent Dianna Howell, a top buyers agent in the Birmingham, Alabama area. 

Visit our website for more information on the Birmingham area: https://diannahowellrealtor.com/category/lifestyle/ 

🔑🏡 Want to learn more about the buying process? Then read this article for 6️⃣ easy tips: Six tips to Buying a Home 

📕 Read more about the Birmingham area in this post: Relocating to Birmingham, Alabama

I have plenty of resources and information to provide including my expert help. Call me today and let’s get started on the search for your new home, whether you want to buy or build! 


Dianna Howell

The Howell Group of Keller Williams in the Birmingham Alabama area

Top Birmingham Real Estate Agent