Buying

What Happens When My File Goes to Underwriting?

Here’s what happens when a home purchase contract goes to underwriting. Today I’m joined by Zell Railey of Bank of England Mortgage. We’re here to discuss the underwriting process and how it affects homebuyers. Once you go under contract to buy a home, there is a flurry of activity for 10-15 days, then things go

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Buying

THE MORTGAGE PROCESS – BUYING A HOME FROM A LENDING OFFICER’S PERSPECTIVE

In this post we are going to cover how to begin the process of buying your first home as well as some different mortgage options available to you during this difficult time. I took the time to sit with Zell Railey, a Loan Officer with Weber Mortgage in the Birmingham, Alabama area to pick his brain about ways that first time homebuyers can make the homebuying process easier. This post is a great source of information for first time home buyers as Zell covers a lot of great topics and shares information that buyers need to be aware about.

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How Can I Get My Offer Accepted?
Buying

7 Tips for Buyers in Multiple-Offer Scenarios

In our hot seller’s market, homes are selling quickly and for above asking price. Buyers need every edge they can get, and thankfully, the strongest offer isn’t always the one with the highest price. Remember these seven tips when you’re writing your offer:  Earnest deposit. Put down a strong earnest deposit to show in good

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VA Benefits - The Howell Group
Buying

VA Benefits

Do you know if you’re eligible for VA Benefits? In this article, you’re going to learn who is eligible for a VA Loan, what documents you need, and how you can use your loan. We’re also busting some common VA Loan and VA Credit myths.

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